Certain SSIC code will be refer to Referral Authorities (14 - 60 days) for approval. 71111 (Architectural services) 68201 (Real estate agencies and valuation services) 68209 (Real estate activities on a fee or contract basis nec.) 85211 (Secondary schools) 85212 (Junior colleges and centralised pre-university institutes) 85213 (International and foreign system schools - secondary) 85214 (Schools for the handicapped and educationally sub-normal - secondary) 85220 (Technical and vocational secondary and post-secondary non-tertiary education) 85301 (Polytechnics) 85302 (Universities) 85303 (Teachers' training institutes) 85304 (Commercial schools offering higher education programmes) 85494 (Academic tutoring services. e.g. tuition centres, private tutoring services) 69100 (Legal Activities) 64120 (Full banks) 64130 (Wholesale Banks) 64120 (Offshore Banks) 64150 (Merchant banks) 64992 (Representative offices of foreign banks)